Get 10% off this month when you try our specialist insurance coverage, including options for commercial risk management and cyber risk insurance!
Get 10% off this month when you try our specialist insurance coverage, including options for commercial risk management and cyber risk insurance!
Birrell Risk and Co Ltd Last updated: June 2026
These Terms & Conditions explain how Birrell Risk and Co Ltd (“we”, “us”, “our”) provides insurance broking and related services. By using our website or engaging our services, you agree to these terms.
We act as an insurance intermediary. Our services may include:
We work with Momentum Broker Solutions Limited to access a wide range of insurers and products.
To ensure we can provide accurate advice and arrange suitable cover, you must:
Failure to disclose relevant information may result in claims being rejected or policies being cancelled.
We may receive:
Any fees will be disclosed to you before they are applied.
Premiums must be paid by the date specified. Failure to pay may result in:
If you choose to pay via premium finance, you will enter into a separate agreement with the finance provider.
You may have the right to cancel your policy within a cooling‑off period, typically 14 days. Outside this period, cancellation terms vary by insurer.
We will explain any charges, refunds, or deductions that apply.
If you need to make a claim, you must:
We will support you throughout the claim, but the insurer makes the final decision.
We will always act with reasonable skill, care, and diligence. However, we are not liable for:
Nothing in these terms limits our liability for fraud or negligence.
By using our website, you agree not to:
We take reasonable steps to keep the website secure but cannot guarantee uninterrupted access.
We handle your personal data in accordance with our Privacy Policy, which explains:
You can view our Privacy Policy on this website.
If you are unhappy with our service, please contact us so we can resolve the issue.
You can also refer complaints to Momentum Broker Solutions Limited or the Financial Ombudsman Service, depending on the nature of the complaint.
Momentum’s complaints page: https://momentumsolutions.co.uk/complaints
These Terms & Conditions are governed by the laws of England and Wales. Any disputes will be handled by the courts of England and Wales.
Birrell Risk and Co Ltd 8 Simons Orchard Ashby Parva LE17 5JE Email: Adam.birrell@birrellriskandco.com Phone: 07759 577071
Registered in England and Wales No.17201027. Registered Office: 8 Simons Orchard, Ashby Parva, LE17 5JE. Birrell Risks and Co Ltd is an Appointed Representative of Momentum Broker Solutions Limited, which is authorised and regulated by the Financial Conduct Authority.