Privacy Policy

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                                                               Last updated: June 2026

Birrell Risk and Co Ltd (“we”, “us”, “our”) is committed to protecting your personal information and respecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your data when you interact with us, visit our website, or use our services.

Birrell Risk and Co Ltd provides insurance broking and risk management services to individuals and businesses across the UK. As an Appointed Representative, we work closely with Momentum Broker Solutions Limited to arrange insurance products and manage regulatory obligations.

We may collect and process the following types of information:

• Name, address, and contact details
• Business information
• Details relating to insurance needs
• Financial information relevant to insurance applications
• Claims history
• Any documents you provide to support a quote or claim

When you visit our website, we may collect:

• IP address
• Browser type and device information
• Pages viewed and interaction data
• Cookies (see section below)

We may receive information from:

• Insurers
• Credit reference agencies
• Anti‑fraud databases
• Public records
• Momentum Broker Solutions Limited

We use your personal data to:

• Provide insurance quotes
• Arrange and administer insurance policies
• Communicate with you about your policy
• Handle claims and renewals
• Meet legal and regulatory obligations
• Improve our website and services
• Prevent fraud and financial crime

We only process your data where we have a lawful basis, such as contract fulfilment, legitimate interest, or legal obligation.

We may share your data with:

• Insurance companies and underwriters
• Momentum Broker Solutions Limited
• Claims handlers and loss adjusters
• Regulators such as the Financial Conduct Authority
• Fraud prevention agencies
• IT and website service providers

We never sell your data to third parties.

We take appropriate technical and organisational measures to keep your data secure, including:

• Encrypted systems
• Access controls
• Secure data storage
• Staff training on data protection

We only retain your information for as long as necessary to fulfil our obligations, including regulatory retention periods.

Under UK data protection law, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate information
• Request deletion of your data (in certain circumstances)
• Object to processing
• Request restriction of processing
• Request data portability
• Withdraw consent where applicable

To exercise any of these rights, contact us using the details below.

Our website uses cookies to improve your browsing experience and analyse website performance. You can control cookie settings through your browser.

Our website may contain links to third‑party sites. We are not responsible for the content or privacy practices of those websites.

If you have any questions about this Privacy Policy or how we handle your data, please contact:

Birrell Risk and Co Ltd   8 Simons Orchard Ashby Parva LE17 5JE Email: Adam.birrell@birrellriskandco.com Phone: (07759577071)

If you are unhappy with how we handle your data, please contact us first so we can resolve the issue.

https://momentumsolutions.co.uk/complaints/

You also have the right to complain to the Information Commissioner’s Office (ICO): www.ico.org.uk