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Birrell Risk and Co
Birrell Risk and Co
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Commercial Insurance Services to Protect Your Business

Commercial Combined & Package Programmes

Commercial Combined & Package Programmes

Commercial Combined & Package Programmes

Comprehensive, multi-section programmes designed for larger operations with diverse exposures, incorporating commercial risk management strategies. This includes property, liability, business interruption, machinery, stock, and operational risks, all while offering specialist insurance coverage tailored around your business model. Additionally, cyber risk insurance options are available to enhance your overall risk management approach.

Public & Products Liability

Commercial Combined & Package Programmes

Commercial Combined & Package Programmes

High-limit liability protection for organizations interacting with the public, supplying goods, or operating in higher-risk environments is essential for effective commercial risk management. This can be complemented by cyber risk insurance and specialist insurance coverage tailored to specific industry needs.

Employers’ Liability

Commercial Combined & Package Programmes

Professional Indemnity (PI)

Mandatory cover for UK employers, including specialist insurance coverage options for complex workforce structures, contractors, and multi-site operations, as well as strategies in commercial risk management and cyber risk insurance.

Professional Indemnity (PI)

Property Owners & Real Estate Portfolios

Professional Indemnity (PI)

Specialist insurance coverage for professional service firms, consultants, contractors, and regulated industries. This coverage is designed for businesses where advice, design, or technical expertise presents significant commercial risk management challenges, including the need for cyber risk insurance.

Property Owners & Real Estate Portfolios

Property Owners & Real Estate Portfolios

Property Owners & Real Estate Portfolios

Insurance for commercial property investors, developers, and landlords, focusing on commercial risk management. This includes specialist insurance coverage for multi-site portfolios, mixed-use buildings, industrial estates, and high-value assets, as well as cyber risk insurance to protect against evolving threats.

Fleet & Commercial Motor

Property Owners & Real Estate Portfolios

Property Owners & Real Estate Portfolios

Cover for business vehicles, logistics fleets, multi-vehicle operations, and specialist commercial vehicles includes options for commercial risk management, telematics, and cyber risk insurance. Additional support features such as risk management support and claims analysis ensure comprehensive specialist insurance coverage.

Cyber & Data Risk Insurance

Directors & Officers (D&O) / Management Liability

Cyber & Data Risk Insurance

We offer enterprise-level protection against cyber-attacks, data breaches, and ransomware, while also addressing system interruptions and regulatory exposures through expert commercial risk management and specialist insurance coverage, including cyber risk insurance.

Motor Trade Insurance

Directors & Officers (D&O) / Management Liability

Cyber & Data Risk Insurance

Specialist insurance coverage for motor trade operations is essential for independent workshops and large multi-site businesses alike. Our tailored programs address various aspects of commercial risk management, including: road risks, premises, tools, and equipment, vehicle stock, public and employers’ liability, service indemnity, and business interruption. This coverage is well-suited for repair centres, MOT stations, bodyshops, vehicle sales, recovery operators, and mobile mechanics, ensuring protection against both operational scale and risk exposure, including considerations for cyber risk insurance.

Directors & Officers (D&O) / Management Liability

Directors & Officers (D&O) / Management Liability

Directors & Officers (D&O) / Management Liability

Protection for directors, officers, and senior leadership teams against claims relating to management decisions, governance, and regulatory responsibilities is essential in the realm of commercial risk management. Additionally, specialist insurance coverage, including cyber risk insurance, plays a crucial role in safeguarding these leaders against unforeseen challenges.

Why Larger Businesses Choose Birrell Risk & Co

Why Larger Businesses Choose Birrell Risk & Co

Directors & Officers (D&O) / Management Liability

With over 65 years of family heritage in commercial insurance, we take a corporate-grade approach to commercial risk management. Our access to specialist insurance coverage and national markets through Momentum allows for programme design that is tailored to operational complexity. We also provide strategic claims support and analysis, ensuring fast, direct communication with a dedicated broker. Our services extend beyond merely placing insurance; we help organizations manage risk strategically, including crucial aspects like cyber risk insurance.

Specialist & Sector‑Specific Solutions

Why Larger Businesses Choose Birrell Risk & Co

Specialist & Sector‑Specific Solutions

Manufacturing & Engineering


Cover for machinery, production risks, liability, business interruption, and supply chain exposures as a part of a comprehensive commercial risk management strategy.


Transport, Logistics & Warehousing


Specialist insurance coverage for goods in transit, fleet operations, warehousing, liability, and tailored operational risk programmes for logistics providers.


Construction & Development


Contract works, plant, liability, and project‑specific policies, alongside cyber risk insurance and developer insurance solutions.


Commercial Real Estate & Landlord Portfolios


Tailored programmes for investors, developers, and large-scale property portfolios that address both commercial risk management and specialist insurance coverage.

 Registered in England and Wales No.17201027. Registered Office: 8 Simons Orchard, Ashby Parva, LE17 5JE. Birrell Risks and Co Ltd is an Appointed Representative of Momentum Broker Solutions Limited, which is authorised and regulated by the Financial Conduct Authority. 




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